Federal regulations require Tabor College to establish Satisfactory Academic Progress standards for student financial aid recipients. Tabor College’s standards of SAP measure a student’s academic performance both qualitatively and quantitatively by reviewing the following three areas of performance: completion rate for coursework enrolled, total grade point average (Cum GPA) earned and the maximum time frame to complete a degree. The Office of Student Financial Aid is responsible for ensuring that all students receiving federal financial aid are meeting these minimal standards. The standards of SAP apply for all federal financial assistance programs including Federal Pell Grant, Federal Perkins Loan, Federal Work-Study, Federal Supplemental Educational Opportunity Grant and the William D. Ford Federal Direct Loan (Stafford and PLUS) program.
Items to consider:
A student must be in an admitted/enrolled status as a regular student in a degree program and making satisfactory academic progress toward a degree, in order to be considered for participation in federal financial aid programs administered by Tabor College’s Office of Student Financial Aid. Making satisfactory academic progress, for these purposes includes three factors: 1) a minimum prescribed cumulative grade point average (CUM GPA) defined by Tabor College, 2) a prescribed completion rate of courses enrolled, and 3) proceeding through the program at a pace leading to completion in a time frame of 150% of the average length of a program. The specific expectations include the following:
SAP is measured after each semester has ended. All attempted hours, even in terms when a student did not receive federal financial aid, must be included in the SAP review. Failure to comply with any one of the following requirements will result in warning status or the loss of federal student aid eligibility:
Satisfactory Academic Progress is reviewed at the end of each semester (for traditional undergraduate students and after each term for AGS and Graduate students). Students not meeting the GPA and/or the completion percentage requirements at that time will be automatically placed on “financial aid warning”. Students placed on financial aid warning will receive written notification of this action. [Students exceeding the 150% credit limit criteria for their first Bachelor’s degree are not eligible for “financial aid warning.”]
Financial aid warning provides an opportunity for students to correct deficiencies and to re-establish compliance with the SAP standards. Students have until the end of the following academic semester to correct their SAP problem. Therefore, a student on financial aid warning at the end of the academic year in May has the ensuing summer (If enrolled) or fall semester to correct their SAP deficiency. Students remain eligible for federal financial aid while on “financial aid warning”.
Students placed on financial aid warning will receive written notification of this action. However, it is the responsibility of the student to know whether his/her grade report, when compared to the SAP criteria, will cause placement on financial aid warning, or the immediate loss of eligibility. The SAP policy is listed in the Catalog and the policy manual located in the financial aid office. At the end of the warning period, the student will either be:
Students not meeting the Satisfactory Academic Progress requirements may appeal their financial aid suspension. To do so a student must submit their appeal no later than one month after the semester ends. Appeal submission requires they provide the Office of Student Financial Aid with a signed SAP Appeal Form explaining why he/she should not be suspended. The SAP Appeal Form is available on- line for downloading and printing, or directly from the Office. A student may appeal due to mitigating or extenuating circumstances that could not be influenced, planned for, or prevented by the student (e.g., hospitalization, prolonged illness, death in the immediate family, etc.). Documentation verifying the situation is required and must accompany the appeal.
The appeal will be reviewed by the Enrollment Management Committee and a decision rendered and conveyed in writing by the Director of Student Financial Aid or her/his delegate to the student within two weeks of the receipt of student’s appeal. Decisions regarding appeals are final and, consequently, not subject to further review. If a students’ appeal is approved, federal aid may be allowed for one semester. The outcome of a student’s appeal depends upon the nature of the circumstances causing the violation, documentation provided, and how well the student has demonstrated that they are now making good progress toward earning their degree.
After financial aid has been withdrawn for failure to maintain satisfactory academic progress, students may re-establish eligibility by improving their completed courses and grade point averages through Tabor College at their own expense. Students should contact the financial aid office at the end of the semester in which two-thirds or more of the hours attempted have been completed. It may also involve dealing with issues that have hindered their progress. Probationary financial aid eligibility will be permitted for an upcoming semester. When two-thirds of the courses attempted have been completed in one semester and if all other academic progress requirements have been met, the student is taken off of financial aid suspension. Suspended students are encouraged to speak with the financial aid office about alternative loan opportunities available to them if they must supplement their own and/or their family’s resources.